Guides for landlords who run property as a business.

Compliance, tax, structure, mortgages and scale. Written in Scotland, useful across the UK. Free to read.

Mortgages

The dates and ratios that decide what a portfolio costs to hold.

Three mortgage numbers every portfolio landlord should knowThe next fix to end and the SVR it reverts to, cover at the stress rate, and how much sits with one lender.

Compliance

What Scottish law asks of a landlord, and how often.

Nine Scottish landlord requirements to checkWhen each applies, how often it needs attention, and what happens if it is missed.Compliance calendarReferenceThe nine statutory requirements with their periods, legislation and the consequence of a missed deadline.

Structure

Whether the next property belongs in a company or your own name.

Buying a buy-to-let through a limited companyWhy landlords consider companies for new purchases, what Section 24 changes, and which costs remain.Limited company or personal name: five questions before your next purchaseGrowth plans, tax band, reinvestment, co-ownership and hold period, framed for a conversation with your accountant.

Making Tax Digital

Who is in scope, from when, and what it asks you to do.

MTD for landlords: the practical versionThe income test, why company property sits outside MTD for Income Tax, and the April 2027 and 2028 thresholds.Making Tax Digital for Scottish landlordsReferenceLive since April 2026 above £50,000. What changes at £30,000 in 2027 and £20,000 in 2028.

Scale

Where the work changes as the portfolio grows.

What changes between five properties and fifteenThe individual jobs stay familiar. More of them start arriving at the same time.Thirty units to sixty: where the workload changesWhat compliance tracking, mortgage records, entity reporting and delegation need to look like before the next thirty.Why landlord accounts take so long to prepareScattered documents, mixed ownership and unreconciled transactions, and the work they create before the accounting begins.

About Lar

Why it exists and what it does today.

Introducing LarWhy we built it, what it does today, and why its compliance rules start with Scotland.

Reading about the dates is one thing. Seeing yours is another.

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