Introducing Lar: folio intelligence for Scottish landlords and agents
Lar looks across your property portfolio, works out what needs your attention, and helps you get it done. The waitlist is now open.
Running a property portfolio means keeping on top of a lot of moving parts.
There are compliance dates to remember, mortgages to review, rent to collect, repairs to manage, accounts to keep up to date and tenants to look after. As a portfolio grows, so does the amount of information you need to keep track of.
For many landlords, that information ends up spread across spreadsheets, folders, emails, calendars and different systems. You might have a spreadsheet for the numbers, certificates saved somewhere else, emails from your mortgage broker, an accountant chasing receipts and calendar reminders for the things you really cannot afford to forget.
Lar brings that information together and uses it to answer a much simpler question:
What should I be doing next?
Lar gives you a live view of your portfolio, shows you the things that need your attention and ranks them by importance. More importantly, it helps you actually deal with them.
How Lar works
Lar looks across your whole portfolio.
It keeps track of things like compliance deadlines, mortgage rates and upcoming SVR dates, rent collection, property performance, tenant accounts and the overall financial position of your portfolio.
It then uses that information to work out what matters most.
Instead of giving you another dashboard full of data to interpret, Lar gives you a short list of actions. The most important things come first, along with why they matter and what you can do about them.
Then Lar helps you get them done.
Say the gas safety certificate for one of your properties expires next week.
Lar flags it, helps you find a qualified engineer in the area and fills in the property and booking details. Once the inspection is complete and the new certificate comes back, Lar attaches it to the right property and updates the next renewal date.
No diary reminder. No searching through emails. No wondering whether somebody remembered to deal with it.
Or say a tenant's rent does not arrive when expected.
Lar can prepare the appropriate reminder, including the information and support signposting required under Scottish rules. You review it before anything is sent.
If the problem continues, Lar keeps a record of what happened, when you contacted the tenant and what information was provided. If the situation eventually reaches the First-tier Tribunal for Scotland (Housing and Property Chamber), you have a clear record of the steps you took along the way.
These are simple examples, but they explain what we are trying to build.
Lar tells you what needs your attention, why it matters and helps you deal with it.
What makes Lar different
There are already good products for managing parts of a property portfolio.
You can find software for compliance, accounting, rent collection, mortgages and tenancy management. We are not trying to pretend those products do not exist.
The problem is that landlords are still left joining everything together themselves.
A compliance system might tell you a certificate is due. Your accounting software can tell you how a property performed last year. Your mortgage broker knows a fixed rate is ending. Your letting system knows a tenant has missed a payment.
But none of those things, on their own, tell you what deserves your attention first.
That is the problem Lar is designed to solve.
It looks across the financial, mortgage, compliance and tenancy side of your portfolio and works out where your attention will have the most impact.
Then, wherever possible, it gives you a way to act on it.
The aim is simple: when you open Lar, you should know what to do next.
Why we're starting in Scotland
We built Lar for Scotland first because managing rental property here is meaningfully different from the rest of the UK.
Scottish landlords have their own registration and compliance requirements. Private Residential Tenancies operate under Scottish legislation. HMO licensing differs between councils. The tax system is different. There are also a number of certificates, inspections and renewal periods landlords need to stay on top of.
Those differences matter.
If Lar is going to recommend what a landlord should do next, it needs to properly understand the rules behind that recommendation.
We did not want to build a generic UK property tool and add Scotland as an option in a dropdown menu.
We wanted to build for Scotland properly.
Once we have done that, we will expand Lar across the rest of the UK.
Why now
The amount of administration involved in being a landlord is increasing.
Making Tax Digital for Income Tax started on 6 April 2026 for landlords and sole traders with qualifying income above £50,000. The threshold falls to £30,000 from April 2027, bringing many more landlords into the system.
At the same time, changes to housing and tenancy legislation are adding to the amount landlords and agents need to understand, document and keep up to date.
Good records have always mattered. They are becoming increasingly important.
The sooner your property-level records are clean and organised, the less work there is to reconstruct later.
Lar is being built for that world.
Free resources for Scottish landlords
We have also put together two free resources for Scottish landlords.
There is no signup required, and you do not need to use Lar to access them.
The Scottish Compliance Calendar covers the main compliance certificates Scottish landlords need to keep on top of, how often they need to be renewed, the relevant legislation and what can happen if you miss one.
The MTD for Scottish Landlords guide explains the Making Tax Digital thresholds, quarterly updates, how Scottish income tax fits in, the position for limited companies and the steps landlords can take now to prepare.
Both are designed to be useful on their own.
Join the Lar waitlist
We are opening Lar to Scottish landlords and agents first, before expanding to the rest of the UK.
You can join the waitlist at uselar.com/waitlist.
If you are an accountant working with landlord clients, there is a separate signup at uselar.com/for-accountants, including details of our accountant referral programme.
We are also going to build Lar in public. That means sharing what we are working on, what is going well, what isn't and what we change along the way.
If you own or manage property in Scotland and want to be one of the first to try Lar, we'd love to have you.